Don’t Let These 7 Reasons Hold You Back from Buying Life Insurance
Posted: April 24, 2024
Are you like the majority of Americans who don't have life insurance1, but say that they know they need it? With the price of everything from home to college and grocery to daycare costs rising, it’s more important than ever to get life insurance to help protect your loved ones. According to the 2022 Insurance Barometer Study, from Life Happens and the financial and insurance organization...
What Is Cash Value Life Insurance?
Posted: April 19, 2024
Understanding different types of life insurance policies and their unique benefits will help you choose the right option for you and your family. Term life insurance provides coverage for a limited amount of time and/or amount of benefit. Term insurance has no cash value.In contrast, whole life insurance1 is coverage that is in place your entire life, and it offers unique benefits, including the ability to accumulate...
Final Wishes: How Funerals are Evolving
Posted: December 15, 2023
Shortly after a collection of memorial stones caught Adrienne Kloecker-Kalivoda’s eye at a funeral directors convention last fall, the Kloecker Funeral Home and Crematory, Inc. in Erie, Pennsylvania, made an addition to its service offerings.Kloecker, an ERIE commercial Customer, became one of more than 600 funeral homes to partner with Parting Stone, a company that turns cremated remains into polished stones for survivors to remember...
Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...
Understanding the Steps to Buy Life Insurance
Posted: June 22, 2023
Purchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to help make a decision about the type of life insurance that best suits your situation:...